{"id":2286,"date":"2012-06-22T14:31:36","date_gmt":"2012-06-22T14:31:36","guid":{"rendered":"http:\/\/profconsure.co.za\/?page_id=2286"},"modified":"2012-06-22T14:33:45","modified_gmt":"2012-06-22T14:33:45","slug":"advantages-faq","status":"publish","type":"page","link":"http:\/\/profconsure.co.za\/?page_id=2286","title":{"rendered":"Advantages &#038; FAQ"},"content":{"rendered":"<p><strong>Advantages:<\/strong><\/p>\n<p>&#8211; Similar to Gap Cover, CoPay Cover is a stand-alone product which could be combined very well with any medical aid. As previously mentioned, most medical aids do have specific co-payments for certain procedures, so in most cases there would be a shortfall in the patient\u2019s medical bill.<\/p>\n<p>&#8211; With minimal effort, and great turn-around times CoPay Cover is a perfect add-on product which means that clients get better service &amp; cover.<\/p>\n<p>&#8211; R85 \/ month will cover a family of five members. The annual premium would thus be R1,020 which means that if the insured claims only once, the cost of the product for a year would be covered.<\/p>\n<p>&#8211; Gap does not cover your co-payments therefore CoPay Cover is an \u2018essential\u2019 product to introduce into your basket.<\/p>\n<p>&#8211; Families with children would find this exceptionally beneficial with procedures such as grommets, tonsillectomies, adenoidectomies and much more on the procedure list.<\/p>\n<p>&#8211; Administration is done primarily by the RU offices which means a smooth application and claims process for clients.<\/p>\n<p>&#8211; There is no maximum entry age.<\/p>\n<p>&#8211; For large groups (300+) concessions and preferential underwriting could be negotiated.<\/p>\n<p>&#8211; A stated benefit is paid into the insured\u2019s account, so any extra amounts received by the insured could be used for unforeseen medical costs.<\/p>\n<p><strong>FAQ\u2019s:<\/strong><\/p>\n<p><strong>How does the payment procedure work?<\/strong><br \/>\nCoPay Cover is a product that will pay a stated benefit according to procedures listed in the table of benefits. If the claim is approved, the stated benefit will be paid in full into the insured\u2019s bank account.<\/p>\n<p><strong>Would CoPay Cover pay for a gastroscopy in the doctors\u2019 room?<\/strong><br \/>\nNo, CoPay Cover is for procedures done in-hospital only.<\/p>\n<p><strong>Can this be used with any medical aid?<\/strong><br \/>\nYes<\/p>\n<p><strong>Will you cover my copayment in full?<\/strong><br \/>\nWe pay a pre-determined stated benefit according to your medical aid<\/p>\n<p><strong>Can I still use my cover should I change medical aid and will I have new waiting periods?<\/strong><br \/>\nYes you can and there will be no waiting period as long as your policy is paid up to date and older than 3 months<\/p>\n<p><strong>As of when will my policy be active?<\/strong><br \/>\nFrom your first debit order<br \/>\n<strong><br \/>\n<strong>When and how do I receive my policy document?<\/strong><\/strong><br \/>\nYou will receive your policy document after your first debit order has successfully gone off and it will be sent to you in the post.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Advantages: &#8211; Similar to Gap Cover, CoPay Cover is a stand-alone product which could be combined very well with any medical aid. As previously mentioned, most medical aids do have specific co-payments for certain procedures, so in most cases there would be a shortfall in the patient\u2019s medical bill. &#8211; With minimal effort, and great [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":317,"menu_order":1,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"_links":{"self":[{"href":"http:\/\/profconsure.co.za\/index.php?rest_route=\/wp\/v2\/pages\/2286"}],"collection":[{"href":"http:\/\/profconsure.co.za\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"http:\/\/profconsure.co.za\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"http:\/\/profconsure.co.za\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/profconsure.co.za\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=2286"}],"version-history":[{"count":6,"href":"http:\/\/profconsure.co.za\/index.php?rest_route=\/wp\/v2\/pages\/2286\/revisions"}],"predecessor-version":[{"id":2292,"href":"http:\/\/profconsure.co.za\/index.php?rest_route=\/wp\/v2\/pages\/2286\/revisions\/2292"}],"up":[{"embeddable":true,"href":"http:\/\/profconsure.co.za\/index.php?rest_route=\/wp\/v2\/pages\/317"}],"wp:attachment":[{"href":"http:\/\/profconsure.co.za\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=2286"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}