{"id":2546,"date":"2012-08-16T08:23:38","date_gmt":"2012-08-16T08:23:38","guid":{"rendered":"http:\/\/profconsure.co.za\/?page_id=2546"},"modified":"2013-09-02T13:39:38","modified_gmt":"2013-09-02T13:39:38","slug":"progress-4sure-plan","status":"publish","type":"page","link":"http:\/\/profconsure.co.za\/?page_id=2546","title":{"rendered":"Progress 4Sure Plan"},"content":{"rendered":"

Progress 4Sure Plan<\/strong><\/h2>\n

Assupol Life makes life, disability and dread disease cover easy! No blood tests. Minimal underwriting required.<\/p>\n

 <\/p>\n

BENEFITS<\/strong><\/h3>\n

Death Benefit<\/span><\/p>\n

–\u00a0 Lump sum payable on death.<\/p>\n

–\u00a0 Phasing in of cover over 18 months for death due to natural causes.<\/p>\n

– \u00a0No phasing in for claims due to accidental causes.<\/p>\n

–\u00a0 R50 000 to R200 000 sum assured.<\/p>\n

 <\/p>\n

Main Life Funeral Benefit<\/span><\/p>\n

–\u00a0\u00a0Automatically included for all Progress 4Sure Plans.<\/p>\n

– No additional premium.<\/p>\n

–\u00a0 10% of the Main Life Assured sum assured capped at R10 000 are paid on death.<\/p>\n

–\u00a0 Accelerated payment of the Death Benefit sum assured, and not an additional payment (i.e. claims reduce remaining Death Benefit sum assured).<\/p>\n

 <\/p>\n

Spouse Funeral Benefit<\/span><\/p>\n

–\u00a0 Automatically included if Main Life Assured is married.<\/p>\n

–\u00a0 No additional premium.<\/p>\n

–\u00a0 10% of the Main Life Assured sum assured capped at R10 000 are paid on death of the Spouse.<\/p>\n

–\u00a0 Additional payment that does not reduce the Main Life Assured’s Death Benefit sum assured.<\/p>\n

 <\/p>\n

Funeral Benefits – Children, parents and parents-in-law<\/span><\/p>\n

–\u00a0 Funeral cover may be added for the children (own or legally adopted), parents and parents-in-law of the Main Life Assured.<\/p>\n

–\u00a0 The Funeral Benefit sum assured may not exceed 10% of the Main Life Assured’s Death Benefit sum assured to a maximum of R10 000.<\/p>\n

 <\/p>\n

Terminal Illness<\/span><\/p>\n

–\u00a0 95% of the Death Benefit sum assured is paid on diagnosis of a terminal illness in respect of the Main Life Assured.<\/p>\n

 <\/p>\n

Physical Disability Benefit<\/span><\/p>\n

–\u00a0 Lump sum payout made for loss of use of limbs, senses, head trauma and other physical disabilities.<\/p>\n

–\u00a0 Accelerated payment of the Death Benefit sum assured (i.e. claims reduce remaining Death Benefit sum assured).<\/p>\n

 <\/p>\n

Dread Disease Benefit<\/span><\/p>\n

–\u00a0 Lump sum payout for heart attack, stroke, cancer and other dread diseases.<\/p>\n

–\u00a0 Accelerated payment of the Death Benefit sum assured (i.e. claims reduce remaining Death Benefit sum assured).<\/p>\n

 <\/p>\n

ADDITIONAL FEATURES<\/strong><\/h3>\n

Cover Increase Option<\/span><\/p>\n

–\u00a0 Cover may be increased on certain life events, within certain parameters and after a health questionnaire has been completed.<\/p>\n

–\u00a0 Automatically included without an additional premium.<\/p>\n

 <\/p>\n

Regular Premium\/Cover growth<\/span><\/p>\n

–\u00a0 Premium growth of 6% per annum may be elected. This will result in a 4% annual increase in benefits.<\/p>\n

 <\/p>\n

Assupol On-Call<\/span><\/p>\n

–\u00a0 Optional benefit.<\/p>\n

–\u00a0 Transportation of the deceased.<\/p>\n

–\u00a0 Guaranteed hospital admission.<\/p>\n

–\u00a0 Medical, financial and tutor advice lines.<\/p>\n

 <\/p>\n

4Sure Loyalty Reward<\/span><\/p>\n

–\u00a0 After every 10 years, 10% of all Progress 4Sure Plan premiums contributed during the 10 years are refunded.<\/p>\n

–\u00a0 No additional premium is charged for this feature.<\/p>\n

OR<\/strong><\/p>\n

4Sure 100% Cashback Benefit<\/span><\/p>\n

–\u00a0 After every 10 claim-free years, 100% of all Progress 4Sure Plan premiums contributed during the 10 years are refunded.<\/p>\n

–\u00a0 An additional premium is charged for this benefit.<\/p>\n

–\u00a0 No amount is payable if the policy or benefit is cancelled before the end of the 10-year term.<\/p>\n

 <\/p>\n

UNDERWRITING<\/strong><\/h3>\n

Underwriting requirements<\/span><\/p>\n

–\u00a0 No HIV test or medical tests required.<\/p>\n

–\u00a0 Life Assured must be formally employed and earning at least R2500 per month.<\/p>\n

–\u00a0 Recent salary statement required.<\/p>\n

 <\/p>\n

Please fill out the from below if you have any interest or queries about this product.\u00a0 The companies require original applications to be completed and submitted with them.\u00a0 Profcon will contact you to answer any questions you might have and arrange an appointment for an advisor to come see you.<\/p>\n\n\t\t

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