Bantu Bonke is a family policy!<\/p>\n
It is not just a funeral policy as it includes\u00a08 other benifits (Assupol-on-Call)\u00a0and a family funeral policy.<\/p>\n
The family\u00a0funeral policy\u00a0cover’s the\u00a0Mail life assured and the \u00a0spouse for R10,000 each\u00a0and a maximum of 5 children – children’s cover work on a sliding scale according to age.<\/p>\n
Children’s cover according to age<\/p>\n
Premiums have been divided into three age categories.\u00a0 The age of the \u00a0main life assured determines the monthly premium to be paid\u00a0for Bantu Bonke family cover.<\/p>\n
Waiting peroids<\/strong><\/p>\n There is a 6 month waiting period for policies with the main life assured younger than 64 years of age,\u00a0above the age of 64 there is a 9 months waiting period.\u00a0 Accidental death covers from the receipt of first premium.<\/p>\n Assupol-on-Call<\/strong><\/p>\n Assupol-on-Call provides you, the Assupol principal life assured and all assured lives covered by the policy, within unique Livestyle Value Added Products and Services.\u00a0 You benefit if you live in South Africa and travel within South Africa, Lesotho, Swaziland, Namibia, Zimbabwe, Botswana and Mozambique (below the 22 degree parallel line).<\/p>\n HIV\/Aids advice and information line<\/span><\/p>\n –\u00a0 We provide advice on safe sex<\/p>\n –\u00a0 if you are raped, or a memeber of your family is raped, we give you the morning after pill to prevent pregnancy and the appropriate drug to prevent you from contracting HIV.<\/p>\n Medical advice and information line<\/span><\/p>\n Qualified nursing sisters provide information on:<\/p>\n –\u00a0 Any health problems or illness<\/p>\n –\u00a0 Poison and drugs<\/p>\n –\u00a0 Pregnancy and baby care<\/p>\n –\u00a0 Referrals to doctor, hospitals, clinics, pharmacies and dentists<\/p>\n Emergency ambulance service<\/span><\/p>\n –\u00a0 In the event of an accident, injury, or illness an ambulance will be arranged to transport you to the nearest, most appropriate hospital.<\/p>\n –\u00a0 If your children are stranded due to your accident or illness, we will transport them to a family member or safe place.<\/p>\n –\u00a0 If you have to be hospitalized outside of your home town for more than 5 days in a row,we will arrange and pay for the transport of one relative to visit you.<\/p>\n –\u00a0 The Emergency Ambulance Service has no age restrictions, no financial limits and no medical examination is required, but it excludes self-inflicted injuries.<\/p>\n Guaranteed hospital Admission<\/span><\/p>\n –\u00a0 We will arrange and pay for admission to a medical facitlity should you be involved in a medical facility should you be involved in a medical emergency requiring hospitalisation, if medically justified.<\/p>\n –\u00a0 Admission will be arranged,\u00a0if applicable, prior to you being admitted to a medical facility up to\u00a0a maximum of R5,000 per beneficiary per year.<\/p>\n –\u00a0 This benefit does not apply to any in-hospital expenses and cannot be claimed as a cash benefit.<\/p>\n Transportaiton of the deceased and bereavement line<\/span><\/p>\n In the event of the death of the assured life by any cause i.e an HIV\/AIDS related illness, or due to a medical emergency, all costs related to the transportation of the deceased back to their home town within South Africa will be arranged (up to R20,000).\u00a0 The benefit is excluded for self-inflicted injuries.<\/strong><\/p>\n The transportation of the deceased and bereavement line will assist you with following services in the event of death:<\/p>\n –\u00a0 Funeral or cremation arrangements<\/p>\n –\u00a0 Explanation of your funeral insurance policies<\/p>\n –\u00a0 Referrals to pathologists and undertakers<\/p>\n –\u00a0 Transportation of the deceased to their home town in South Africa<\/p>\n –\u00a0 Assistance in obtaining a death certificate following accidenta death<\/p>\n –\u00a0 Telephonic councelling with a relevant counsellor<\/p>\n –\u00a0 Legal assistance regarding the deceased’s will and property<\/p>\n –\u00a0 If the funeral is between 50km and 150km away form home, we will make the necessary travel arrangements and pay up to a maximum of R100 per person (maximum R400) for up to four immediate family members of the deceased to attend the funeral.<\/p>\n –\u00a0 If the funeral is more than 150km away from home, we will make the necessary travel arrangements and pay up to a maximum of R500 per person (maximum R2,000) for up to four immediate family members of the deceased to attend the funeral.<\/p>\n Trauma counselling<\/span><\/p>\n Telephonic trauma counselling in the event of family or domestic abuse, rape, unemployment or retrenchemt, hijacking, robbery, HIV\/AIDS, death, divorce or drug abuse.\u00a0 This benefit is excluded for self-inflicted injuries.<\/strong><\/p>\n If telephonic counselling is not sufficient we will arrange for face-to-face counselling with an appropriate counsellor and pay up to a maximum of R5,000 per person per year.<\/p>\n <\/p>\n Tutor line<\/span><\/p>\n Teachers will assist children telephonically with their homework and school projects.<\/p>\n –\u00a0 Assistance with all the primary and high school major subjects: Maths, Science, English, Afrikaans, Geography, Accounting, Economics, Business Economics and Biology.<\/p>\n –\u00a0 Teachers can send information to children via fax, e-mail or mail.<\/p>\n –\u00a0 Tutors are highly qualified, practicing teachers<\/p>\n The tutor line is available from Sunday to Thursday – 6am to 9pm excluding public\/school holidays<\/p>\n Financial advice line<\/span><\/p>\n The financial advice line will assist you with information on financial services and give you advice on how to avoid fraudulent “Money-Making” schemes, as well as assistance and advice on unfair blacklisting.<\/p>\n Banking<\/p>\n Investments<\/p>\n Life assurance<\/p>\n Short-term insurance<\/p>\n Tax<\/p>\n <\/p>\n <\/p>\n GENERAL TERMS AND CONDITIONS<\/strong><\/p>\n All the above services are packaged and managed by Cims South Africa (Pty) Lts.\u00a0 Please make sure that you take sufficient time to read and understand the information on this page and that you pay special attention to all terms printed in bold.\u00a0 The full text of the terms and conditions are available at Cims offices.\u00a0 Please contact or call Cims on 0800 119 911 if anything is not clear.\u00a0 As the benefit is provided in the form of a service, you must contact the 24 hour contact centre on the dedicated assistance number 0800 002 614 in the First instance.<\/p>\n If the contact centre is NOT contacted in the FIRST\u00a0 instance, any costs incurred by you will be for your own account.\u00a0 Assupol-on-Call benefits are effective immediately and are ot subject to a 6 month waiting period as with the insured benefits on the policy.<\/p>\n <\/p>\n DISCLAIMER<\/strong><\/p>\n You need\u00a0 to understand and agree that the service providers appointed to perform the service are independent contractors.\u00a0 The service providers are therefor responsible to perform the services with due care and proper workmanship.\u00a0 Except to the extent that Cims acted with gross negligence or fraudulent intent, Cims will not be liable for any loss, damage, cost or expenses and liabilities which you may suffer as a result of or in connection with any service provided by the service providers.<\/p>\n Please fill out the form below if you are interested in Bantu Bonke or Contact<\/a> our office, if you have any other queries.<\/p>\n 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