Established in 1964, BCIMA has more than 53 years\u2019
\nexperience of providing members of the Building,
\nConstruction and Civil Engineering industries with medical
\ncover. BCIMA has developed an in-depth understanding of
\nthese sectors and their healthcare needs over the years. The
\nfund is therefore able to provide its members with benefits
\nthat are appropriate and offer excellent value.<\/p>\n
Our impressive member benefits and benefit features include:<\/strong> Long-standing relationship<\/strong> BCIMA is managed by a Board of Trustees who are all working in the building, construction and civil engineering industries. The BCIMA Board BCIMA offers affordable, flexible and easy to use benefits and features to anyone <\/p>\n","protected":false},"excerpt":{"rendered":" Established in 1964, BCIMA has more than 53 years\u2019 experience of providing members of the Building, Construction and Civil Engineering industries with medical cover. BCIMA has developed an in-depth understanding of these sectors and their healthcare needs over the years. The fund is therefore able to provide its members with benefits that are appropriate and […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":4029,"menu_order":2,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"_links":{"self":[{"href":"https:\/\/profconsure.co.za\/index.php?rest_route=\/wp\/v2\/pages\/4065"}],"collection":[{"href":"https:\/\/profconsure.co.za\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/profconsure.co.za\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/profconsure.co.za\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/profconsure.co.za\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=4065"}],"version-history":[{"count":5,"href":"https:\/\/profconsure.co.za\/index.php?rest_route=\/wp\/v2\/pages\/4065\/revisions"}],"predecessor-version":[{"id":4389,"href":"https:\/\/profconsure.co.za\/index.php?rest_route=\/wp\/v2\/pages\/4065\/revisions\/4389"}],"up":[{"embeddable":true,"href":"https:\/\/profconsure.co.za\/index.php?rest_route=\/wp\/v2\/pages\/4029"}],"wp:attachment":[{"href":"https:\/\/profconsure.co.za\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=4065"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}
\n\u2022 Only a main member contributes – registered dependants are covered for free
\n\u2022 Members can register their spouse and children as dependants
\n\u2022 Contributions are based on income (hourly rates for site employees), ensuring affordability
\n\u2022 Generous benefit limits
\n\u2022 No healthcare provider (doctors, dentists etc.) network restrictions. Contractors are covered for their contract period
\n\u2022 Members have access to:
\n\u2022 Private hospitals (subject to authorisation)
\n\u2022 Health services at private healthcare providers (subject to benefit limits*)
\n\u2022 Unlimited HIV benefit* (subject to registration with LifeSense)
\nThe Council for Medical Schemes has granted the BCIMA exemption from prescribed minimum benefits (PMBs). The Fund, however, pays
\nfor PMBs at BCIMA tariffs and subject to limits.<\/p>\n
\nBCIMA truly is a medical scheme that has been developed by the industry for the industry. The Fund\u2019s long-standing relationships with the
\nbuilding, construction and civil engineering industries has allowed it to develop an in-depth understanding of the needs of employers and their
\nemployees within this specific market. This deep-rooted legacy has allowed the BCIMA team to design the most appropriate and suitable
\ncontributions and benefits for these sectors, as we truly understand the needs of our members and the employees within the industry.<\/p>\n
\nof Trustees consists of eight trustees, four of whom are elected by members and further four of whom are appointed by employer groups.
\nBCIMA is considered a low-cost fund and as such enjoys certain exemptions in terms of the provisions of the Prescribed Minimum
\nBenefits (PMB) and Section (1)(n) of the Act, which have proved to be highly beneficial to its members.
\nMedical Aid built for the Industry, by the Industry.<\/p>\n
\nwho works in the Building, Construction and Civil Engineering Industries.<\/p>\n