Progress 4Sure Plan

Assupol Life makes life, disability and dread disease cover easy! No blood tests. Minimal underwriting required.

 

BENEFITS

Death Benefit

–  Lump sum payable on death.

–  Phasing in of cover over 18 months for death due to natural causes.

–  No phasing in for claims due to accidental causes.

–  R50 000 to R200 000 sum assured.

 

Main Life Funeral Benefit

–  Automatically included for all Progress 4Sure Plans.

– No additional premium.

–  10% of the Main Life Assured sum assured capped at R10 000 are paid on death.

–  Accelerated payment of the Death Benefit sum assured, and not an additional payment (i.e. claims reduce remaining Death Benefit sum assured).

 

Spouse Funeral Benefit

–  Automatically included if Main Life Assured is married.

–  No additional premium.

–  10% of the Main Life Assured sum assured capped at R10 000 are paid on death of the Spouse.

–  Additional payment that does not reduce the Main Life Assured’s Death Benefit sum assured.

 

Funeral Benefits – Children, parents and parents-in-law

–  Funeral cover may be added for the children (own or legally adopted), parents and parents-in-law of the Main Life Assured.

–  The Funeral Benefit sum assured may not exceed 10% of the Main Life Assured’s Death Benefit sum assured to a maximum of R10 000.

 

Terminal Illness

–  95% of the Death Benefit sum assured is paid on diagnosis of a terminal illness in respect of the Main Life Assured.

 

Physical Disability Benefit

–  Lump sum payout made for loss of use of limbs, senses, head trauma and other physical disabilities.

–  Accelerated payment of the Death Benefit sum assured (i.e. claims reduce remaining Death Benefit sum assured).

 

Dread Disease Benefit

–  Lump sum payout for heart attack, stroke, cancer and other dread diseases.

–  Accelerated payment of the Death Benefit sum assured (i.e. claims reduce remaining Death Benefit sum assured).

 

ADDITIONAL FEATURES

Cover Increase Option

–  Cover may be increased on certain life events, within certain parameters and after a health questionnaire has been completed.

–  Automatically included without an additional premium.

 

Regular Premium/Cover growth

–  Premium growth of 6% per annum may be elected. This will result in a 4% annual increase in benefits.

 

Assupol On-Call

–  Optional benefit.

–  Transportation of the deceased.

–  Guaranteed hospital admission.

–  Medical, financial and tutor advice lines.

 

4Sure Loyalty Reward

–  After every 10 years, 10% of all Progress 4Sure Plan premiums contributed during the 10 years are refunded.

–  No additional premium is charged for this feature.

OR

4Sure 100% Cashback Benefit

–  After every 10 claim-free years, 100% of all Progress 4Sure Plan premiums contributed during the 10 years are refunded.

–  An additional premium is charged for this benefit.

–  No amount is payable if the policy or benefit is cancelled before the end of the 10-year term.

 

UNDERWRITING

Underwriting requirements

–  No HIV test or medical tests required.

–  Life Assured must be formally employed and earning at least R2500 per month.

–  Recent salary statement required.

 

Please fill out the from below if you have any interest or queries about this product.  The companies require original applications to be completed and submitted with them.  Profcon will contact you to answer any questions you might have and arrange an appointment for an advisor to come see you.

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6. Are you interested in a new policy? Yes No (required)
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